Latest News: EOBI Pension Increase 2026

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EOBI Pension Increase 2026

As of January 20, 2026, the Government of Pakistan has officially announced a major increase in EOBI pensions to support retired workers facing high inflation and rising living costs. This decision was approved by the Federal Cabinet and applies to all eligible pensioners under the Employees’ Old-Age Benefits Institution (EOBI).

Under this update, the minimum monthly pension has been increased, and formula-based pensions have been raised by 15%. This is one of the most important EOBI pension improvements in recent years and brings real financial relief to lakhs of pensioners across Pakistan.

Quick Information Table – EOBI Pension Increase 2026

Details	Information
Name of Program	EOBI Pension Increase 2026
Start Date for Apply	Not Applicable (Existing Pensioners Covered Automatically)
Last Date for Apply	Not Applicable
Bank Name	Bank Alfalah (Main Disbursement Bank)
Total Amount	Depends on Pension Category
Return Time	Monthly Pension
Cities Name	All Cities of Pakistan
Province	Punjab, Sindh, KPK, Balochistan, AJK, GB
Amount of Assistance	Rs. 11,500 to over Rs. 30,000 per month
Method of Application	Online & Offline (Verification Only)

Current EOBI Pension Rates (2026)

EOBI pensions are divided into two main categories. The increase applies to both.

Pension Rate Comparison

Pension Type	Old Rate (2025)	New Rate (2026)
Minimum Monthly Pension	Rs. 10,000	Rs. 11,500
Formula-Based Pension	Varies	Previous Amount + 15%
Maximum Potential Pension	Around Rs. 25,000	Over Rs. 30,000

Important Note

The new pension rates are effective from January 1, 2026
Actual payment of increased pension and arrears will start from September 2026

Who Will Benefit from This Increase?

This pension increase applies to:

Retired employees registered under EOBI
Pensioners receiving minimum pension
Pensioners receiving formula-based pension
Widows and legal heirs receiving EOBI pension

If you are already receiving an EOBI pension, you do not need to apply again. The increase will be applied automatically.

How Is the EOBI Pension Calculated?

If your salary during service was higher than the minimum wage, your pension is calculated using a fixed formula.

EOBI Pension Formula

Monthly Pension Calculation:

(Average Monthly Wage of Last 12 Months × Total Years of Service) ÷ 50

Example Calculation

Years of Service: 30 years
Average Monthly Wage: Rs. 50,000

Calculation:

(50,000 × 30) ÷ 50 = Rs. 30,000

After 15% Increase in 2026

New Pension = Rs. 34,500 per month

This means long-serving employees can now receive more than Rs. 30,000 monthly, which is a big improvement compared to previous years.

Payment Schedule & Arrears Details (2026)

Since the pension increase is effective from January 2026, pensioners are entitled to arrears (back payments).

Arrears for Minimum Pensioners

Old Pension: Rs. 10,000
New Pension: Rs. 11,500
Difference per Month: Rs. 1,500

When Will Arrears Be Paid?

In September 2026, pensioners will receive:

Their regular monthly pension
All arrears from January 2026 to August 2026

This means a lump-sum arrears payment along with the increased pension.

How Will Pension Be Paid?

Most EOBI pensioners receive their payments through:

Bank Alfalah

Monthly pension credited directly
Arrears credited with September 2026 payment
Payment history available through bank records

Pensioners can visit their nearest Bank Alfalah branch for assistance.

How to Check Your EOBI Pension Amount

You can check your pension details using official EOBI platforms.

1. EOBI Web Portal

Visit the official EOBI website
Enter your 13-digit CNIC number
View pension and contribution details

2. EOBI Mobile App

Login using CNIC
Check service record and pension status

3. Bank Alfalah / Alfa App

View monthly pension credit
Check arrears and past payments

Important Reminder for Pensioners

Biometric Proof of Life Is Mandatory

To avoid pension suspension:

Complete biometric verification every six months
Visit your bank branch with CNIC

If biometric verification is not completed, pension payments may be temporarily blocked.

Common Questions About EOBI Pension Increase 2026

Is a new application required?

No. Existing pensioners will receive the increase automatically.

Will widows receive the increased pension?

Yes. Widow and family pensions are also included.

From which month will payment increase?

Payment will increase from September 2026, with arrears from January 2026.

Can pension exceed Rs. 30,000?

Yes, for long-serving employees under the formula-based system.

Conclusion

The EOBI Pension Increase 2026 is a strong step by the Government of Pakistan to support retired workers. The minimum pension is now Rs. 11,500, while formula-based pensions have increased by 15%, allowing some pensioners to receive over Rs. 30,000 per month.

With arrears payable from January 2026 and payments starting in September 2026, this update provides meaningful financial relief to pensioners across all provinces of Pakistan. Pensioners are advised to keep their biometric verification updated and regularly check their pension status through official channels.

This article covers all essential and updated details, so you do not need to search elsewhere for information regarding the EOBI pension increase and payment schedule 2026.